When an insurance carrier or self-insured employer denies liability for a claim, they must advise the claimant and the Division of Workers’ Compensation in writing within 20 days of notice or knowledge that the claimant has lost more than 3 days of work or is alleging permanent disability.  Sometimes the insurance carrier or employer will send a letter to the claimant and the Division, but often they use a Division-approved form called the “Notice to Contest”.  (Section 8-43-203, C.R.S.).

Cairns & Associates, P.C.

3900 E. Mexico Avenue
Suite 300
Denver, CO 80210

Phone (303) 481-6345
Fax (866) 277-0355

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