Notice of Contest

When an insurance carrier or self-insured employer denies liability for a claim, they must advise the claimant and the Division of Workers’ Compensation in writing within 20 days of notice or knowledge that the claimant has lost more than 3 days of work or is alleging permanent disability.  Sometimes the insurance carrier or employer will send a letter to the claimant and the Division, but often they use a Division-approved form called the “Notice to Contest”.  (Section 8-43-203, C.R.S.).